Chicago Auto Insurance
When it comes to auto insurance, you want to be sure you have an auto insurance policy that fully covers you and your personal liability. Auto insurance is simplified by being broken down into two key parts.
The first part is the liability section of the auto insurance policy. This covers your financial responsibility in the event that you insure someone. All states require some form of liability coverage.Instant Quote
Chicago Car Insurance
The second part of the auto insurance policy covers the automotive itself. This can range from comprehensive coverage, which reimburses you theft, fire, and other disasters, to collision coverage, which pays for repair costs associated with an accident. This coverage is often required when seeking a lease or car loan from a financial institution.
Chicago Auto Insurance Company
As the cost of auto insurance continues to rise, all auto owners owe it to themselves to find ways to reduce their car insurance premiums. These are some possible ideas that can help reduce your auto insurance premiums:
- Research several company auto insurance premium rates. At The Stewart Insurance and Financial Services Agency, LLC, we can do this in a flash for you. As an independent insurance agency, we have access to policies from all the major insurance providers.
- If you own an older car, possibly remove the Collision or Comprehensive coverage. The Stewart Insurance and Financial Services Agency, LLC can offer advice on whether Collision or Comprehensive insurance is needed, depending on the age and usage of the car.
- Raise your deductible. This may seem risky, but on average a driver files a collision claim every ten years. The Stewart Insurance and Financial Services Agency, LLC can teach you how increasing your deductible can greatly decrease your premiums.
- Lastly, don’t assume having your home and auto insured by the same company will save you money. Auto insurance rates vary greatly from company-to-company. Often times, you can get a better rate on your auto and home insurance by using separate insurance companies. The experts at The Stewart Insurance and Financial Services Agency, LLC will advise what is best with regards to all your insurance needs.
To fully understand all your auto insurance policy options, please give The Stewart Insurance and Financial Services Agency, LLC. a call at (312) 386-7451, today. We will be able to advise you exactly how much each policy option affects your monthly premiums and coverage.
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